Youth Savings Account

Give them a holiday gift to last their lifetime

This holiday season, why not explore a Youth Savings account for your children under 18¹? It can serve as a lasting gift, offering the reassurance that your child’s future financial security is off to an incredible start. Long after the celebrations end and they tire of the newest toy, you’ll have the satisfaction of fostering strong money management habits in your child for years to come.

All of this for just a $5 deposit and in as little as 5 minutes online!

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Mother and daughter talk about saving money while building a snowman

The right time to get started? Right now!

Whether you’re stashing away babysitting money or preparing to leave for college, our Youth Savings account is a great place to start. It has no monthly fee and no withdrawal fees, plus it earns interest—so your money will keep growing. And you can save even more when you enroll in QuickSave.

View our Simple Guide to Youth Savings

Account features

The convenience you need

You do research for your homework online, so why wouldn't you bank online? With a Youth Savings account from Bank of Oklahoma, you'll have free Online and Mobile Access² as long as you're over the age of 13, so you can deposit checks, transfer funds and view your transaction history right from your phone.
Reach your goals faster with QuickSave

Start saving now with QuickSave, a tool designed to help you save money automatically. You'll be surprised by how quickly it adds up!.
Access your money

Easily find a banking center and ATM near you. Free access to more than 450 ATMs Statewide, including all Tulsa-area QuikTrip ATMs and all Oklahoma City-area 7-Eleven ATMs.
Raising Financially Savvy Kids

Is your teen prepared for their financial future? If not, we're here to help you teach your child how to budget, save and use credit wisely. Visit Youth Banking to get started.

More about Youth Savings

: Minimum opening deposit of only $5

Free online and mobile access²

Free access to more than 450 ATMs Statewide, including all Tulsa-area QuikTrip ATMs and all Oklahoma City-area 7-Eleven ATMs.

QuickSave^SM - if enrolled, this rewards program automatically adds money to your Savings account with a bank match

Free online statements

ExpressBank 24-hour telephone automated account information
: $5 opening deposit is required.

¹ When the client turns 20 years of age, the bank will convert the account to Personal Savings or other appropriate product offering. See current Personal Savings account details found within the Simple Guide to Personal Savings.

² Clients must be at least 13 years old to enroll in Digital Access. The parent/guardian co-owner will be able to access/view the account in their own Digital Access login.